<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9"
        xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
        xmlns:image="http://www.google.com/schemas/sitemap-image/1.1"
        xsi:schemaLocation="http://www.sitemaps.org/schemas/sitemap/0.9
                http://www.sitemaps.org/schemas/sitemap/0.9/sitemap.xsd
                http://www.google.com/schemas/sitemap-image/1.1
                http://www.google.com/schemas/sitemap-image/1.1/sitemap-image.xsd">

  <!-- Homepage -->
  <url>
    <loc>https://mpay.ng/</loc>
    <lastmod>2023-06-15T08:00:00+00:00</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
    <image:image>
      <image:loc>https://mpay.ng/images/mpay-logo.svg</image:loc>
      <image:title>MPAY Logo</image:title>
      <image:caption>MPAY - Nigeria's Revolutionary Fintech Solution</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://mpay.ng/images/mpay-pos-box.svg</image:loc>
      <image:title>MPAY POS Terminal</image:title>
      <image:caption>Zero-fee MPAY POS Terminal</image:caption>
    </image:image>
  </url>
  
  <!-- Main pages -->
  <url>
    <loc>https://mpay.ng/about</loc>
    <lastmod>2023-06-15T08:00:00+00:00</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  
  <url>
    <loc>https://mpay.ng/business</loc>
    <lastmod>2023-06-15T08:00:00+00:00</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  
  <url>
    <loc>https://mpay.ng/contact</loc>
    <lastmod>2023-06-15T08:00:00+00:00</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  
  <url>
    <loc>https://mpay.ng/register</loc>
    <lastmod>2023-06-15T08:00:00+00:00</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>
  
  <url>
    <loc>https://mpay.ng/faq</loc>
    <lastmod>2023-06-15T08:00:00+00:00</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.6</priority>
  </url>
  
  <!-- Legal pages -->
  <url>
    <loc>https://mpay.ng/terms</loc>
    <lastmod>2023-06-15T08:00:00+00:00</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.4</priority>
  </url>
  
  <url>
    <loc>https://mpay.ng/privacy</loc>
    <lastmod>2023-06-15T08:00:00+00:00</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.4</priority>
  </url>

  <!-- Product/Feature Pages -->
  <url>
    <loc>https://mpay.ng/products/pos-terminals</loc>
    <lastmod>2023-06-15T08:00:00+00:00</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  
  <url>
    <loc>https://mpay.ng/products/whatsapp-pay</loc>
    <lastmod>2023-06-15T08:00:00+00:00</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  
  <url>
    <loc>https://mpay.ng/products/contactless-payments</loc>
    <lastmod>2023-06-15T08:00:00+00:00</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  
  <!-- Blog Articles (examples) -->
  <url>
    <loc>https://mpay.ng/blog</loc>
    <lastmod>2023-06-15T08:00:00+00:00</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.7</priority>
  </url>
  
  <url>
    <loc>https://mpay.ng/blog/fintech-revolution-in-nigeria</loc>
    <lastmod>2023-06-15T08:00:00+00:00</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  
  <url>
    <loc>https://mpay.ng/blog/zero-fee-pos-benefits</loc>
    <lastmod>2023-06-15T08:00:00+00:00</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
</urlset> 